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Did you know?

Quebec ranks second, behind Japan, for the oldest working population in the world.

Since 2000, generic drug claims increased from 12.2% to 16.5% and brand name drugs decreased from 12.2% to 6.4%

Long term disability: costs related to long term disabilities can represent between 8 and 17% of payroll on an annual basis... and moreasing

TD InsuranceIHHRClient_communication

 Thank you to all current and past customers of the last 10 years, who supported us, and allowed us to constantly innovate.  We are grateful.
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We believe in teamwork. Bringing together experts in employee benefits, human resources, legal and medical in order to reduce costs.

Our mission is to bring not only the correct information, but the right information, at the right time, to our clients, allowing them the ability to make the right decisions. We pledge to apply our knowledge to helping customers find their own individualized solutions.

We are group insurance experts. Our value proposition is to offer personalized health solutions which in turn allows our clients to take increased control of the health of their human resources. Our environment is one of: Teamwork, discipline, integrity, respect, confidence and a constant search for improvement. “These are our core values”.

TD Insurance IHHR Client Communication

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